Platform payment infrastructure

Financial infrastructure to grow your platform.

A complete payment layer for creator economy platforms. Accept payments, split revenue, manage creator wallets, and pay out — with a live ledger tracking every cent.

Live Ledger — Platform ViewReconciled
EntryAmountBalance
Sale — Digital course
checkout · atomic write
+$120.00$2,847.50
Platform fee (5%)
revenue split · same tx
−$6.00$2,841.50
Creator credit — @maya
balance allocated · immutable
+$114.00$114.00
ACH payout — queued
licensed payment rails
pending
Double-entryAtomic writesImmutable trail
Accept
Checkout and wallet funding
Split
Fees, creators, and holds
Ledger
Real-time balances and audit trail
Pay Out
ACH operations and compliance

Platforms shouldn't need to become fintech companies.

  • 1

    Revenue splits in spreadsheets

    Every payout means pulling a Stripe export, running formulas, and hoping the math stays right. One off-by-one and you owe a creator money.

  • 2

    No real-time ledger

    You know what Stripe processed. You don't know what each creator is owed right now, what's held, or what's already paid — not without building it yourself.

  • 3

    Payout ops stitched together

    Bank logins, ACH files, manual confirmations. A payment operations stack built from duct tape that breaks exactly when you can least afford it.

How Soledgic works

One API layer handles the full payment lifecycle — from checkout to payout confirmation.

1

Accept payments

Hosted checkout sessions or direct API charges. Stripe handles the card rails; Soledgic handles the ledger.

2

Split atomically

Platform fee, creator share, and holds calculated and written to the ledger in the same database transaction — never out of sync.

3

Track every balance

Creator wallets update in real time. Query balances, pending amounts, and full transaction history via API.

4

Pay out on your schedule

Trigger ACH payouts programmatically. KYC status, eligibility checks, and a full audit trail are built in.

Capabilities

Everything your platform needs to handle money.

From the first payment to the final payout, Soledgic gives platforms a complete financial layer without stitching together a dozen vendors.

Ledger-First Payments

Hosted checkout sessions and direct charges that write to a double-entry ledger on completion. No separate reconciliation step — the ledger is the source of truth, always.

Atomic Revenue Splits

Platform fees, creator credits, and holds applied in the same transaction as the payment. Splits are never out of sync because they happen in the same database write.

Creator Wallets

Every creator gets a real-time earnings balance. Revenue, refunds, and credits update instantly. Build balance displays and activity feeds with one API call.

Payout Operations

Check payout eligibility, verify KYC/KYB status, and trigger ACH transfers programmatically. Full audit trail on every payout, every time — no manual steps.

Tax & Compliance

1099 workflows, W-9 collection, immutable receipts, and refund history built in. Download-ready exports so your accountant stops asking questions.

Risk & Fraud Controls

Behavioral risk signals, composite risk scores, and configurable fraud policies. The risk engine fires automatically on every payout, sale, and refund.

Developer-first

Ship payment features in hours, not months.

The Soledgic TypeScript SDK gives you typed access to the full platform — payments, wallets, payouts, webhooks, and compliance — without writing a line of financial logic yourself.

  • Full TypeScript SDK with end-to-end type coverage
  • Sandbox environment with test helpers and scenario fixtures
  • Signed webhooks with automatic retry and replay protection
  • Idempotent API — safe to retry without double-charging
  • KYC / KYB eligibility checks built into the payout flow
  • Holds, reversals, and refund workflows included
example.ts
import { Soledgic } from '@soledgic/sdk';

const client = new Soledgic({ apiKey: process.env.SOLEDGIC_KEY });

// Onboard a creator — sets up wallet and revenue split
await client.creators.upsert({
  externalCreatorId: 'creator_maya',
  displayName: 'Maya Chen',
  email: 'maya@example.com',
  defaultSplitPercent: 95,   // creator keeps 95%
});

// Create a checkout — revenue split runs atomically
const session = await client.purchases.create({
  creatorId: 'creator_maya',
  amount: 12000,             // $120.00
  productName: 'UX Fundamentals Course',
  successUrl: 'https://your-platform.com/success',
});
// → ledger updated on payment confirmation
// → creator balance +$114.00  |  platform fee +$6.00

// Request ACH payout when creator is eligible
await client.payouts.request({
  participantId: 'creator_maya',
  amount: 11400,
  referenceId: 'payout_may_2026',
});

Our belief

Every creator economy platform deserves financial infrastructure that just works.

We built what we wished existed: a compliance-ready, developer-friendly platform payment layer — so you can focus on your creators, not your payment stack.

Built for

The platform layer your creators deserve.

Whatever kind of creator platform you're building, Soledgic handles the money layer so you don't have to.

Digital Commerce

Creator Marketplaces

Platforms where creators sell digital products, templates, or assets. Handle multi-vendor payouts, platform fees, refunds, and creator wallets at any scale — without building your own ledger.

Education

Online Course Platforms

Take payments, split instructor revenue, track earnings by course, and pay out on schedule. 1099 reporting and compliance tooling are built in from day one — no bolt-on required.

Community

Membership & Subscriptions

Recurring billing, wallet credits, and creator payouts that scale with your community. Build membership tiers with payment rails designed for high-volume creator monetization.

Pricing

Start with the full platform.

Basic is free for the main owner. Additional active team members are $20/month each.

Basic
Free
Main owner included
  • Checkout and payment orchestration
  • Creator wallets, balances, and activity feeds
  • Atomic revenue splits, holds, and ledger entries
  • Payout operations with KYC/KYB eligibility checks
  • Tax-ready records: 1099 workflows, W-9 collection
  • Risk engine and fraud policy controls
  • Signed webhooks and TypeScript SDK
  • Sandbox environment with test helpers
  • $20/month per additional active team member
  • Email support
Get Started Free
Enterprise
Custom
Custom terms for larger teams
  • Custom team member terms
  • Operator-managed billing
  • Dedicated implementation support
  • Custom controls and review
  • Priority support
Contact teams@soledgic.com

No credit card required to start. Payment processing fees apply separately via licensed payment partners. Enterprise teams can contact teams@soledgic.com.

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